PECULIARITIES OF RETAIL INVESTORS' INVESTMENT PORTFOLIO FORMATION

Abstract

Portfolio formation by an individual investor is associated with the search for suitable investment products that meet the requirements: in terms of capital volume, investment period (investment horizon), as well as the level of risk (market and non-market risk/systemic and non-systemic risk are considered). The formation of any investment portfolio should be related to the orientation on the final positive result. The article is devoted to the analysis of the process of formation of the investment 116 2024 № 2 Вестник Ростовского государственного экономического университета (РИНХ) portfolio of unqualified retail investors in modern conditions. The study considers the genesis of investment decision-making methods in the stock market, analyzes the evolution of the Russian securities market and key changes in it for 2014-2024. The authors identified correlation mechanisms of the Russian stock market and substantiated effective strategies in the securities market for the Russian retail investor.